Terms of Service

Effective Date: June 2026

Welcome to Career Bridge Group. These Terms of Service ("Terms") govern your use of our website (careerbridgegroup.com) and the advisory services we provide. By accessing our website, submitting your information, or using our services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or services.

1. Nature of Services and Disclaimers

Career Bridge Group provides career consulting, educational resources, and networking opportunities for individuals seeking to enter or grow within the mortgage industry in Ontario, Canada. We are an independent firm acting as a bridge between aspiring mortgage professionals and participating licensed mortgage brokerages.

Not Government Affiliated: Career Bridge Group is not a licensed mortgage brokerage, lender, or educational institution. We are not affiliated with, endorsed by, or acting on behalf of the Financial Services Regulatory Authority of Ontario (FSRA) or any provincial or federal government agency. The information provided on this website is for general educational purposes only and does not constitute official legal, financial, or licensing advice.
Not Legal or Tax Advice: The information and strategies we provide are for educational and planning purposes. We do not provide legal, tax, or investment advice. You should consult with qualified tax or legal professionals regarding your specific situation before making financial decisions.

2. SMS Text Messaging & Communications (A2P 10DLC Policy)

By providing your phone number and explicitly opting in via our online forms, you consent to receive communications from us. You may choose to receive:

Non-marketing messages – including appointment reminders, benefit assessments, and responses to your inquiries.
Marketing messages – including special offers, discounts, and updates about our services.

Message Frequency: Varies depending on your interactions with our team.

Pricing: Standard message & data rates may apply based on your carrier plan.

Opt-Out: You can cancel SMS communications at any time by replying STOP to any message. You will receive one final message confirming your unsubscription.

Help/Support: For assistance, reply HELP or contact us at +1 301-579-7912 or [email protected].

Consent Requirement: You will only receive SMS messages if you explicitly check the appropriate opt-in box on our online forms.

Carrier Liability: Mobile carriers are not liable for delayed or undelivered messages.

3. User Responsibilities

By using our website and services, you agree to provide true, accurate, current, and complete information about yourself when submitting inquiries, applications, or contacting our team. You are responsible for maintaining the confidentiality of any information you share and for all activities that occur under your correspondence with us.

4. Intellectual Property

All content, materials, proprietary software , text, and logos on this website are the intellectual property of Career Bridge Group and are protected by applicable copyright and trademark laws. You may not copy, distribute, or create derivative works from our content without express written permission.

5. Limitation of Liability

Career Bridge Group provides educational, career, and networking resources, but we do not guarantee employment or specific licensing outcomes. In no event shall Career Bridge Group, its directors, employees, or affiliates be held liable if a user fails a regulatory licensing exam, does not secure employment, or experiences any direct, indirect, incidental, or consequential damages arising from the use of our website or services.

6. Third-Party Links

Our website may contain links to external third-party websites, including those of participating licensed mortgage brokerages. These links are provided for your convenience only. Career Bridge Group has no control over, and assumes no responsibility for, the content, privacy policies, terms, or practices of any third-party websites or services.

7. Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms of Service at any time. Any changes will be effective immediately upon posting to this page. Your continued use of the website following the posting of any updates constitutes your acceptance of the revised terms.

8. Governing Law

By using our services or providing your phone number, you represent and warrant that you are at least 18 years of age. Our services and SMS communications are not intended for, and should not be used by, anyone under the age of 18.